Home > Checklists > 101 Tips to Cut Your Monthly Bills — Checklist101 Tips to Cut Your Monthly Bills — Checklist
A bill-cutting checklist drawn from the book's tips, for auditing subscriptions, renegotiating bills, and stopping payments for things you don't use — in short, focused passes.
Each item below is a tip title from the book, turned into a tick-box you can print and reuse. Tick them off on screen, or use the print button for a paper copy.
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Set Up a Focused 20-Minute Audit — Set a timer for 20 minutes, open your statements, and replace your best guess about recurring charges with a clear, recent picture.Find Recurring Charges in 90 Days of Statements — Some charges bill annually or under a different merchant name — a 90-day scan catches them without turning the audit into a full financial review.Find Every Recurring Charge — List each charge before deciding what to cut; subscriptions hiding under an app store or payment service are easy to miss.Use Trials and Rotating Subscriptions on Purpose — Set a reminder and a simple rotation plan so trials do not convert unnoticed and services do not renew in months you barely use them.Make a Short, Focused Provider Call — Have your latest bill open, know what you want to keep, and ask for a lower-cost plan that still includes the service you use.Check Details and Ask About Discounts — Compare your renewal papers with your current household and ask directly about discounts you may be missing.Compare Quotes on Equal Terms — Use matching details and ask what the quoted price includes — a lower number alone is not a fair comparison.Make Small Heating and Cooling Adjustments — Try one manageable thermostat change at a time, at a moment when it is easy to notice how the house feels.See What Your Orders Really Cost — Check delivery-app histories, email receipts, and statements for the most recent month — not memory alone.Weigh Credit Card Fees Against Real Use — List the benefits you actually used in the past year, then compare the value you received with the fee.
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101 Tips, Book 14 · by Grant H. Caldwell
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